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March 1, 1995

Finding a Broker Who’s Right For You

I was retained by the trade group, Regional Investment Bankers Association (RIBA), to produce a series of articles about the basics of investing. The articles were written for retail investors who were beginners, and they were published under the by-line…
March 1, 1995

An Asset Allocation That’s Right For You

I was retained by the trade group, Regional Investment Bankers Association (RIBA), to produce a series of articles about the basics of investing. The articles were written for retail investors who were beginners, and they were published under the by-line…
March 1, 1995

Automated Collection May Be The Key to New Cash

Though little known, Goldstein Golub Kessler is a huge accounting and consulting firm with a myriad of practices. One of these practices, Treasury Consulting, focused on helping treasurers and chief financial officers manage their payables and receivables in such a…
March 1, 1995

Why Invest?

I was retained by the trade group, Regional Investment Bankers Association (RIBA), to produce a series of articles about the basics of investing. The articles were written for retail investors who were beginners, and they were published under the by-line…
March 1, 1995

Payment Timing Optimization Analysis

Though little known, Goldstein Golub Kessler is a huge accounting and consulting firm with a myriad of practices. One of these practices focused on helping treasurers and chief financial officers manage their payables and receivables in such a way as…
March 1, 1995

Assessing Your Risk Profile

I was retained by the trade group, Regional Investment Bankers Association (RIBA), to produce a series of articles about the basics of investing. The articles were written for retail investors who were beginners, and they were published under the by-line…
March 1, 1995

Firing Customers

This article was written in partnership with several PriceWaterhouseCoopers partners and explored the use of data warehouses to understand client profitability.
January 1, 1970

Where’s The Money?

Table of Contents Planning for Raising Equity Capital Angel Investors Alternatives to an IPO – Reverse Mergers Royalty Financing Community Loan Development Funds Asset-based Loans SBA-Guarateed Microloans Equipment Leasing Primer Private Loan Guarantees Business Incubators Preparing a Business Plan How…
January 1, 1970

Re-Writing The Rules

Introduction The rules governing sports seem unassailable. The rules are, well, the rules. That said, this doesn’t mean they are the best rules or the best way to play. Well-meaning rules have unintended consequences. And some rules are just plain…
January 1, 1970

The Most Useless Time In America

What To Do Instead of Watching The Super Bowl Halftime Show Introduction The most useless, wasted time in America is the 30 minutes which constitute the Super Bowl halftime ‘extravaganza.’ Kid Rock wearing the American flag like a poncho .…
January 1, 1970

The Netflix Imbroglio

  What the Netflix Imbroglio Means Streaming service Netflix has gotten the executives of traditional television broadcasters in a lather over its refusal to release it’s ratings. A ratings point measures viewership and each point represents 1.07 million viewers.  So…
January 1, 1970

Law Of Large Numbers Cleanses Google Bets

The do unto to others Golden Rule, when viewed through the prism of Wall Street turns out quite differently:  He who has the gold makes the rules. And Google, with a massive cash horde, is using its riches to rewrite a…
January 1, 1970

The Best, Least Used Alternative To Venture Capital Funding

The best alternative to venture capital funding is almost never discussed and used even less.  This alternative is royalty financing. Royalty financing is simple.  Here’s how it works:  You, the investor, advance me, the entrepreneur $1 million.  (Note the word…
January 1, 1970

Popping the Question

Whether you are raising venture capital from institutional sources or individual investors, you must first focus on a lead investors, the one who will put up a material portion of the total raise, and who will act as a draw for other…
January 1, 1970

Ending The Great Investing Debate in 250 Words

There are some debates in finance that never go away.  Does increasing tax rates increase or decrease tax revenue?  Is stimulus good or bad for the economy? Then there’s this one:  does an active or passive investment strategy result in…
January 1, 1970

Can You Raise Institutional Venture Capital?

The short answer is probably not. This has nothing to do with you or your business.  It has to do with statistics.  The last time anyone counted, the rate of new business incorporation in the U.S. is about 565,000 incorporations…
January 1, 1970

And A Rate Hike Means . . .

With the December 4 jobs report delivering higher than expected job growth, a fed funds hike now seems all but certain Nobody agrees on whether hike is good or bad news and brings to mind Newton’s third law of motion: …